THIS MONTH THE EXCHANGE WINTER 2020 04 APPY 16/17 GOING THOUGHTS INK-LESS A note from our Bobcat in Chief Why e-signatures matter 06/07 JOANNA 22/27 HELLO, ITURBE GOALS This month’s Trailblazer spotlight Resolutions are out, goals are in 10/11 TDX 30/31 SHARE INDIA THE LOVE Our first epic adventure in Bengaluru App-tastic valentines for all 3